Lindy AI Pricing in 2026: Plans, Credits, and the Real Cost Per Task

Lindy AI pricing starts at $49.99 a month and tops out at $199.99, with Enterprise priced custom above that. There is no permanent free plan, only a 7-day free trial. What actually determines your bill isn't the sticker price on any of those three tiers, it's a credit-metered usage system running underneath them, and that system is the part most buyers don't see until their first invoice.

This breakdown covers exactly what each Lindy plan includes as of August 2026, how the credit and usage mechanic works (verified directly from Lindy's own billing docs), what happens in dollars when you exceed your plan, why some still-ranking reviews describe a completely different Lindy pricing structure, and how the whole model compares to Zapier, n8n, and Coworker.

Lindy AI pricing at a glance

All figures below are from Lindy's live pricing page and pricing docs, verified August 2026.

Every plan resets monthly from your signup date, and unused usage does not roll over. Plus, Pro, and Max are self-serve and month-to-month with no contract; Enterprise is sales-assisted.

How Lindy's credit and usage system actually works

Lindy meters cost in two connected layers. The Assistant product (the iMessage/inbox/calendar experience most people sign up for) is tiered by the Plus/Pro/Max usage multiplier above. Underneath that, the custom-agent workflow builder (what Lindy calls building a "Lindy") runs on credits, and Lindy's own credits documentation is specific about how that unit works:

• A task is everything an agent does after being triggered: every condition, action, AI step, and message in that run.
• Most tasks cost 1-3 credits on basic models and roughly 10 credits on large, more capable models. Every task costs a minimum of 1 credit.
• Cost scales with four things: which model runs the task, how complex the task is, whether it uses premium actions or integrations, and how long the agent runs before finishing.
• Credits do not roll over between billing cycles, per Lindy's usage documentation.

Here's the part worth flagging plainly: Lindy does not publish the actual number of credits included in the Plus plan's "standard usage" anywhere on its current public pages. Pro and Max are only described as multiples of that undefined baseline, "3x" and "7x." You can budget against a multiplier, but not against a number you were never given, and that is a real gap if you're trying to forecast a monthly bill before you sign up.

What happens when you run out of credits, and what it actually costs

When a task starts consuming more resources than expected, Lindy pauses it and asks you to confirm before continuing. That part is by design, not a bug. But when you exhaust your plan's monthly usage entirely, Lindy's billing docs lay out exactly two options, and neither is a simple top-up:

1. Upgrade your plan for the rest of the billing cycle (Pro to Max, for example, jumping from $99.99 to $199.99/month).
2. Turn on Overages and keep working, billed at 2x your plan's standard credit rate.

There is no option to buy a one-off batch of extra credits. It's upgrade the whole plan, or pay double for whatever you use past the limit.

Here's what that looks like in practice. Say a team is on Pro ($99.99/month) and leans on Lindy's "ad hoc research and tasks" category, the one usage tier Lindy's own docs rate as "Varies" rather than "Low" or "Very low" impact. Ten research tasks a day on an advanced model, at Lindy's own stated ~10 credits per task on large models, is roughly 100 credits a day before any of the routine work, inbox triage, meeting notes, scheduling, gets counted at all. If that pace burns through Pro's monthly allotment by day 20 of a 30-day cycle, the team has exactly the two choices above: move to Max for the rest of the month, or leave Overages on and pay double the normal rate until the plan resets. Either path means the $99.99 sticker price was never the ceiling. It was the floor.

That is the structural risk in any credit-based model, and it isn't unique to Lindy: the plan you buy describes a starting price, not a spending cap, unless you also buy the discipline to watch your usage gauge every week.

Is there a Lindy AI free plan?

Not anymore, and this trips people up because older content still says otherwise. As of August 2026, Lindy's live pricing page shows Plus, Pro, Max, and Enterprise with a 7-day free trial and no permanent free tier.

That's a real change. A No Code MBA review updated as recently as April 2026 describes a different Lindy: a Free plan with 400 credits a month, a Starter tier at $19.99/month with 2,000 credits, and a Pro tier at $49.99/month with 5,000 credits, with Business custom above that. None of those plan names or that free tier exist on Lindy's site today. Lindy restructured its pricing at least once during 2026, dropped the free plan entirely, and renamed and repriced the paid tiers. If you're comparing a screenshot or an older article to what you'd actually be charged today, check the live lindy.ai/pricing page first; the numbers you find elsewhere may describe a Lindy that no longer exists.

Lindy AI vs Zapier vs n8n vs Coworker: how the pricing compares

Lindy isn't the only automation platform billing by consumption. Here's how the entry price and billing unit compare across the category, each verified directly against the vendor's current pricing page:

Three things stand out. First, Lindy's $49.99 entry price is the highest of the four, and it's the only one with no free tier at all, not even a limited one. Second, Zapier and n8n both bill by volume too, just on different units (task-steps vs full workflow runs), so unpredictable-at-scale billing isn't a Lindy-specific problem, it's how most usage-based automation tools work by design. Third, Coworker is the outlier here: flat per-seat pricing means the bill is the same in a slow month and a busy one. See more on how n8n's pricing compares to Zapier and Coworker for the fuller execution-based breakdown, or Coworker's full pricing for exact current tiers.

Is Lindy AI worth the price?

Honestly, for the right use case, yes. Lindy is a genuinely well-built personal AI assistant. A detailed Reddit review from a marketer testing multiple automation tools called the price "steep" but said the functionality outweighed that for day-to-day inbox, calendar, and Google Docs work, and specifically praised Lindy's habit of warning users before a task got expensive rather than just charging them. That matches what the billing docs describe. For a solo professional who'd otherwise be comparing Lindy to a human assistant (Lindy's own pricing page literally runs that comparison against an $8,000/month hire), $49.99 to $199.99 a month is a reasonable trade.

Where it's a weaker fit: the same Reddit reviewer noted that for complex, nuts-and-bolts automations, tools built for that job (n8n, Gumloop) deliver more value per dollar than an assistant designed around personal delegation. And structurally, Lindy's plans are metered per person, 2, 3, or 5 connected inboxes depending on tier, which is the right shape for one person's work life, not for a team that needs shared context across everyone's tools at once.

Lindy AI vs Coworker: per-seat pricing vs per-credit metering

This is where the two products actually diverge, and it's worth being precise about where the difference matters and where it doesn't.

Coworker prices flat, per seat: Free at $0, Pro at $29.99 per user/month, Max at $149.99 per user/month, Enterprise custom. There's no credit multiplier and no 2x overage rate; the bill is the same whether a given month is quiet or heavy. That's built on OM1, Coworker's persistent organizational memory that connects Slack, Google Drive, Gmail, CRM, Jira, GitHub, meeting transcripts, and calendar events across an entire team continuously, through 50+ connectors, rather than metering usage task by task.

That difference matters specifically when the thing you need is memory that spans a whole team or company, not one person's inbox, and when whoever owns the budget wants to know what next month costs before the month happens. It does not matter, and Lindy is a fine choice, if what you actually need is a personal assistant scoped to your own inbox and calendar. That's a job Lindy's per-person design fits well, and it isn't a fight Coworker is trying to win. See no-code AI agent builder for how the two approaches to building agents differ, and best AI agents for how Lindy stacks up against the wider field.

If predictable, flat pricing across a whole team is the deciding factor for you, get started free with Coworker and see the exact numbers before you commit to anything.

Frequently asked questions

How much does Lindy AI cost in 2026?

Plus is $49.99/month, Pro is $99.99/month, and Max is $199.99/month, all billed monthly with no long-term contract. Enterprise is custom-priced through sales. There is a 7-day free trial with full Pro-level features, but no permanent free plan.

Does Lindy AI have a free plan?

No, not currently. Some older reviews, including one updated as recently as April 2026, describe a Free plan with 400 credits a month and a $19.99 Starter tier. Those no longer appear on Lindy's live pricing page; Lindy restructured its plans during 2026 and removed the free tier entirely.

How does Lindy's credit system work?

Custom agents ("Lindys") consume credits per task, where a task is everything the agent does after being triggered. Most tasks cost 1-3 credits on basic models and around 10 credits on large models, with a 1-credit minimum per task. Cost scales with model choice, task complexity, premium integrations, and how long the agent runs.

What happens if I run out of Lindy credits?

Your assistant pauses until your next billing cycle, unless you either upgrade to a higher plan for the rest of the month or turn on Overages, which bills additional usage at 2x your plan's standard credit rate. There's no way to buy a one-off top-up of credits.

Is Lindy AI cheaper than Coworker?

At the entry tier, yes on paper: Lindy Plus is $49.99/month versus Coworker's $29.99 per user/month, and Coworker has a genuine $0 free plan where Lindy only offers a 7-day trial. But Lindy's price scales with credit consumption per task, while Coworker's is flat per seat regardless of usage, so the real cost comparison depends entirely on how heavily you use either product in a given month.

Is Lindy AI worth it?

For an individual who wants an AI assistant running their inbox, calendar, and meetings, real user reviews say yes, with the caveat that the price feels steep relative to simpler automation tools. For teams needing automation logic more than personal delegation, or organization-wide shared context rather than one person's tools, it's a weaker fit.

How does Lindy AI pricing compare to Zapier and n8n?

All three bill by consumption, just on different units: Lindy by credits scaled to model and task complexity, Zapier by task (each action step), and n8n by full workflow execution regardless of step count. Zapier's Professional plan starts at $19.99/month with a genuine free tier at 100 tasks; n8n's cloud Starter is roughly $20-24/month with a free, unlimited-execution self-hosted option. Lindy is the only one of the three with no free plan at all.

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